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Mortgage Advice
Ray Williams

“Why do you need this?”

The most common question these days when asking clients to provide a specific document is “Why do you need this?”  With the tightening of guidelines

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Mortgage Advice
Ray Williams

Learn the Lingo!

For most of us mortgage lingo is like a foreign language.  Seriously!  The abbreviations, the terms, can sometimes feel like a language barrier between you and your

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Mortgage Advice
Ray Williams

Do you need flood insurance?

With the devastation of Hurricane Sandy these past few days, it should make us all ask “Do I need flood insurance?”, even though we don’t live in a

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Mortgage Advice
Ray Williams

Denver Startup Week starts today!

What is Denver Startup Week?  It is a celebration of Denver’s entrepreneurial community!  It is a week long event showcasing Denver’s entrepreneurial community emphasizing technology,

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Mortgage Advice
Ray Williams

Rent vs. Buying

Is now the best time to jump off the fence and get ready to buy or should you keep renting?  Well really the only person

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Mortgage Advice
Ray Williams

Best Home-Buying Websites

Denver was listed on “Where Homes Are Selling the Fastest” on Realtor Magazine!  The average a home is listed on the market in Denver is 33

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Mortgage Advice
Ray Williams

Looking to Purchase a home?

Are you considering buying a new home, first home, second home, investment property?  If you are the best advice I can give whether you are

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Mortgage Advice
Ray Williams

Revved Up Gas Prices

With gas at its highest prices in two years, you may find yourself less excited to head on a road trip, let alone leave your

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