Everyday I have to deal with new guideline changes, usually just one more hurdle to jump in order to help someone get a mortgage. The
Many are excited for this news, Manning will be a Bronco! There are a lot of you out there that have no interest in football,
FHA Mortgage Insurance is increasing again on April 9, 2012. This increase will impact many buyers, it can take them from qualifying to not qualifying
The City and County of Denver 2012 Mortgage Credit Certificate (MCC) program is pleased to announce the new program changes. Not everyone is aware that
As of April 1st, 2012 FHA is changing a few potentially important things to you. This could affect your ability to qualify for a mortgage.
HUD Press Release So that would make FHA Mortgage insurance structure: UFMIP 1.75% on ALL loans (currently 1%) – This is the amount financed into your
Word on the street is if you call Bank of America to refinance your home, you will be put in a “queue”. Not sure I
If you are , or know anyone who has a Fannie Mae/ Freddie Mac serviced mortgage and are unemployed, there may be some good news out
Being told you can’t qualify for a mortgage is frustrating and disappointing. What if you stopped there? What if that mortgage lender you spoke to
So I just listened to President Obama mention that responsible homeowners will have the ability to refinance with a “small fee” so it doesn’t add
We just had another success story with a client who needed a little boost to her credit score to be able to write an offer
Are you thinking of buying this spring? How prepared are you? Credit? income? taxes? are you self-employed? Do you know if a Conventional or FHA
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
