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Celebrate Your Independence with a second home/vacation home

Celebrate Your Independence with a second home/vacation home

Happy 4th of July

There are few holidays that say “celebrate” more than the 4th of July. Good food and extravagant fireworks displays are hallmarks of Independence Day, and the atmosphere is jubilant. If you really want to do it up right this year, you can celebrate the 4th of July in style in a new second home/vacation home.

Thinking of buying a second home?  If you’re looking to buy a second home/vacation home and want the benefit of renting it on Airbnb when you are not there – we can help you and we have a great solution!. 

Here’s what we can offer: We can qualify your Airbnb or VRBO income on your rental (and get better rates than an investment property loan).  If you have concerns about running your new home as an investment property and all that comes with that, such as 75% LTV typically, 6 months reserves and higher pricing adjustments for the occupancy. 

Mortgages for primary residences, vacation rentals, and investment properties are all eligible through our program. 

For a second home, if the client resides in the home greater of either14 days or 10% of the days rented AND the home is not rented for more than 180 days, you are good to go as a SECOND HOME!!

We’re always thinking about how we can help you and make your financial life easier.

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Mortgage Advice
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Denver 411
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303.779.0591
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Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.

387 N Corona St #646, Denver, CO 80218.

NMLS Unique Identifier #1838215

Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.

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