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Guide to Using Home Equity for Credit Card Debt: Debunking Myths & Money Management Tips

Life is meant to be lived, not worrying about tomorrow

Debunking Myths: Using Home Equity to Clear Credit Card Debt – An In-depth Guide on Money Management In today’s rapidly evolving financial landscape, homeowners often face the dilemma of leveraging their home equity to pay off looming credit card debts. With inflation squeezing household budgets tighter, let’s dive into the facts and myths surrounding this […]

Here’s how that Fed rate hike will impact you

With the Federal Reserve’s latest quarter-point (.25%) interest rate increase, the central bank officials now forecast two hikes next year, down from three rate raises previously projected.  The decision affects rates on all kinds of borrowing, from home mortgages to credit cards.  An increase to interest rates usually causes consumer interest rates to rise, but the […]

6 Ways to Share the Spirit of the Season Now — Starting From Home

It’s Never Too Late To Become A Secret Santa You probably don’t have to look far to find someone who could benefit from a gift or kind gesture this time of year. Try one (or all) of these ideas 6 inspirational ideas for sharing the season with those closest to home. 1. HOST A COOKIE AND […]

FHA Vs Conventional Loans; Which Is Better?

FHA Vs Conventional Loans; Which Is Better for you? Here you are a first-time buyer or possible move up buyer. Possibly you are a Veteran looking at a VA home loan? Maybe you are buying in a rural area using a USDA home loan? If not, then you are probably trying to decide: FHA Vs […]

Trying to decide if you should turn your home into a rental?

I recently had a great conversation with a family member discussing the notion of turning their property into a rental.  They were curious about how to go about doing it and what the requirements to qualify would be.  The main reason they were inquiring is that they had recently received their assessed value in their home. […]

Student Loans- Why Paying Them Off Got Easier

So here you are. You have owned your home for some time now, and built quite a bit of equity in the house. But you have these student loans that just seem to be going nowhere. So you have thought to yourself, how can I pay them off? What if you could refinance your house […]

Mortgage Broker, Bank and Other

Are you looking for a home mortgage?  Where do you look first? The first place we tend to go is our bank.  We figure that it would be easier to go to our bank since all our finances are already there so it makes sense to consider getting a mortgage through the same financial institution.  […]

Appraisals In Denver

[video_embed name=”Appraisals Denver”] Appraisals In Denver This has become somewhat of an issue for the Real Estate market.  Whether you are buying, selling or refinancing, appraisals are taking on average 4-6 weeks!  Luckily our average turn time is 3 weeks but this is still problematic.  Basically, there are more appraisal orders than there are appraisers […]

Low Mortgage Rates Online

Proceed with caution when looking at these low mortgage rates online. What you see is not always what you will get.  Lenders advertising these low rates are doing a great job because they are getting you in the door by making their phones ring. Be careful when seeing these advertisements.   A past client of […]

Renovation Loans

Renovation, Remodel, Rehab all these words mean the same thing and are used to create the house you have into the house you want with a renovation loan.  Recently we have had an increase of calls looking into renovation loan options and if can be done as a refinance.  This comes as no surprise since […]