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Mortage Pre Approval Vs. Pre Qualified

Mortgage Pre-Approval vs. Pre-Qualified. We’ve written about this topic previously but feel it is one that needs to be revisited.  This is a great question.  There are many of us who don’t know the difference and also don’t understand the difference.  I would like to break it down and give you some insight into both […]

Let’s Help Our Homeless Community

We would like to invite you to join us in our efforts to donate to our local shelters and organizations around our community that house families, single mothers, young adults, and teens. They are in need of new and gently used clothing for all ages, blankets, winter wear (coats, hats, mittens, scarfs) as well as […]

Mortgage Broker, Bank and Other

Are you looking for a home mortgage?  Where do you look first? The first place we tend to go is our bank.  We figure that it would be easier to go to our bank since all our finances are already there so it makes sense to consider getting a mortgage through the same financial institution.  […]

What To Do This Weekend

What to do this weekend Either you already know what to do this weekend or your still planning it out.  I would guess at least 90% of us already have our calendar chalked full for the month of December with events and activities. Or if you’re like me in the remaining 10%, you haven’t committed […]

FHA Loan Limits- 2017 Announced

HUD has released the 2017 FHA loan limits to take effect next month. Good news for FHA borrowers is that HUD kept in step with Fannie & Freddie on conventional mortgage loan limits. FHA loan limits are based on the county, so you will see ranges all over the board on the front range of […]

Conventional Loan Limits 2017

The wait is over Denver and Colorado. We have been asked numerous times in the last 30 days. It looks like conventional loan limits 2017 will be up nationwide which will show additional signs of a strengthening housing market. The national conforming loan limits for 2017 will be $424,100 (up slightly from $417,000). Drum roll […]

Mortgage Rates After The Election

[video_embed name=”Mortgage Rates After Election”] Mortgage Rates After The Election The mortgage rates after the election, we all wondered if it would happen, and it happened, rates when up just a day after the election.  What does this mean and what did that rate rise cost you?  Here is a breakdown of what this may mean […]

Time To Buy A Home

When is a good time to buy a home? This is a good question. Ideally, when you are considering to buy a home the decision should be based on these factors, need vs. want, timing, and finances. It should never be pushed or persuaded from the assumption or outcome of the current Real Estate market […]

High Balance Loan

[video_embed name=”High Balance”] Structure and Strategy Are you looking for a low rate?  Are you purchasing a home above $417,000? What are the conforming loan limits in the Denver Metro area?  How much do you have to put down?  Do you have to put 20% Down?  All of these are really good questions and are […]

In & Around Denver-Events, Openings, Food, Hikes & More This Weekend

I’ve pulled together a collaboration of endless activities going on this weekend in and around Denver. I will get straight to the point because I have a lot to cover in just one post!  For starters, this weekend is the 47th year of the Oktoberfest which takes place on 20th & Larimer.  Here you will […]

Top 5 Reasons You Need To Wait To Purchase

When you are looking to purchase a home there are pertinent questions a lender will ask in order to help facilitate how they can help you.  Listed below are the top five questions a lender should initially ask you when you call looking to get pre-qualified for a home purchase. Top 5 questions a lender […]

Adventures in Glenwood Springs

Looking for a good quick getaway, maybe a “staycation”, I have just the place for you. Whether you are looking for a nice romantic weekend getaway or perhaps a family adventure.  Glenwood Springs is the place you want to venture off to.  As a kid,I used to go up to Glenwood with my sisters in […]