Denver Mortgage Rates May Drop This Winter 2026
Here’s what all the experts are saying about mortgage rates heading into winter: they’re probably going down. Slowly. Maybe. If nothing weird happens. Yeah, I know. Super helpful, right? But honestly? That “gradual decline” thing everyone keeps talking about is actually important to understand. Because it means something very different than what most people are […]
Mortgage Rates Just Hit 6.17% – Is This Actually Your Chance?
Rates dropped again this week. Four weeks in a row now. 30-year mortgages are sitting at 6.17%. That’s the lowest they’ve been in over a year. Last time rates were this low? October 2024, when they briefly hit 6.12%. So everyone’s asking – is this the moment? Should you finally pull the trigger? Let me […]
Why ARMs Make Sense for Denver Buyers in 2026
The Fed just cut rates again. Down to 3.75%-4%. And you know what happened to mortgage rates? They went up. Yeah, you read that right. The Fed cuts rates, and 30-year fixed mortgages jumped 20 basis points. They’re sitting at 6.3% now. So what’s going on? And more importantly, what are you supposed to do […]
Mortgage Rates Hold Steady as Buyers Wait for Bigger Drops
“When are rates going to drop?” I get asked this at least five times a day. And look, I totally get why you’re asking. You’re waiting for rates to hit 3% or 4% so you can finally pull the trigger on that house you’ve been watching. But we need to talk. Because rates are sitting […]
Navigating the Waves of the Housing Market: A Compass for Homebuyers
In the vast ocean of the housing market, waves of uncertainty often sway potential homebuyers, especially those from the millennial and Gen-Z generations, into a sea of apprehension. The echoes from the 2008 housing market crash still linger in the corridors of financial discussions, casting shadows of doubt over the prospect of diving into homeownership […]
Budgeting for Increasing Mortgage Payments when buying New Construction Homes in Colorado
When diving into the world of homeownership, especially with new construction homes, it’s crucial to understand that your mortgage payment might not remain static. Many first-time homebuyers, particularly millennials and gen-z, are often caught off-guard when they find their mortgage payments shifting post-closing. This article aims to shed light on this phenomenon and emphasize the […]
How to Prepare to Buy a Home in 2024
The year is 2024, and the real estate landscape has shifted dramatically. With new challenges and opportunities on the horizon, preparing to buy a home has never been more exciting. But where do you start? Dive into this clever home buying guide 2024 to navigate the home-buying waters with confidence and creativity. Understand the Current […]
Eat, Drink, Dance, Plunge, There is something for everyone to do this weekend in Denver
The Denver Metro area is full of activities this coming weekend. Eat, Drink, Dance, Plunge, there is something for everybody! First things first, don’t forget to make reservations for Denver’s restaurant week. It starts this Friday, Feb. 24th – March 5th. There will be hundred’s of restaurants offering multi-course dinners at a very appetizing price, so […]
Mortgage Broker, Bank and Other
Are you looking for a home mortgage? Where do you look first? The first place we tend to go is our bank. We figure that it would be easier to go to our bank since all our finances are already there so it makes sense to consider getting a mortgage through the same financial institution. […]
