As of October 3, 2015 the federal government is changing the way mortgage disclosures are handled which could affect your loan closing. It is called
Purchasing a home for the first time is an exciting yet confusing, overwhelming and can be an intensive process. So where do you start? Well,
Sourcing funds from bank accounts is by far the most difficult part for many of my clients. This seems to be the most common concerning
I receive several calls daily inquiring about our services. Many are first-time home buyers and they always start off by asking if there are any
As you may have already noticed, purchasing a home can be overwhelming, especially if you’re a first-time home buyer. There is so much information to
This is a very common question I get asked on a daily basis. What is the difference between FHA & Conventional loans? Instead of getting
Congress will consider the new Federal budget in the next few weeks. A 93% REDUCTION/CUT in the HOME Program is being considered as part of
You may have heard that you don’t have to count your deferred student loan payments on your qualifying debt when looking to get pre-approved for
I keep reading articles that say the Fed is going to possibly raise interest rates this month. In one regard that is correct. But with
Where do I begin when looking to purchase a home? This is the most common comment I hear when I receive calls inquiring about wanting
Coming up with a down payment can be a very intimidating task and a seemingly unattainable feat for some. Down payment assistance is one of
Colorado Real Estate is on the rise, as I’m sure you may have noticed and the Denver Metro area is an extremely popular and desired
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
