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Mortgage Advice
Ray Williams

Down Payment Assistance

Down payment assistance seems to be a hot topic and there’s no surprise as to why. Unless you are living under a rock you are

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Mortgage Advice
Ray Williams

Gift Funds for an FHA loan

Gift funds are an acceptable form of funds for your down payment and/or closing costs, including earnest money for an FHA loan but there are

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Mortgage Advice
Ray Williams

FHA Mortgages

These past few days I’ve received an increase of calls asking about FHA mortgages. After further discussion I find out they are looking at FHA because

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Mortgage Advice
Ray Williams

FHA 203k- What is it

FHA 203k-What is it and how do you get one?  Being one of the few local lenders in the Denver area that can provide a

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Mortgage Advice
Ray Williams

Credit Is Crucial

Credit is crucial when looking to purchase a home! No beating around the bush, if you have a FICO score below 600, regardless of the

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