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Mortgage Advice
Ray Williams

Should You Refinance?

Whether you are looking to lower your payment, lower your rate, consolidate debt, remove PMI, lower your term or maybe all of the above, here

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Mortgage Advice
Ray Williams

CHFA

We receive many calls asking about CHFA loans and if they can qualify for a CHFA loan. Most of the time if you are looking

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Mortgage Advice
Ray Williams

VA Home Loan

We are very happy when we get a call from a qualified veteran looking to purchase or refinance their home using their VA benefits.  First off, thank you for all

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Mortgage Advice
Ray Williams

Conversion Of Your Principal Residence

There are some Fannie Mae guideline changes going into effect this coming August. The change are regarding the conversion of your principal residence into a second home or investment property. 

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Mortgage Advice
Ray Williams

First Time Buyer Beware

I received a call today inquiring about our services and the possibility of transferring their existing loan to us.  That’s good news right? Well, yes

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Mortgage Advice
Ray Williams

Need a FHA 203k

Recently we seen an influx of calls regarding the FHA 203k loan.  My concern is that we’ve seen an increase from clients whom have already

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