Adjustable Rate Mortgages (aka A.R.M) Don’t call it a comeback (LL Cool J style)! With mortgage rates starting to rise, selecting an A.R.M may be the best solution
So I was online this evening, and noticed this interesting banner ad with a mortgage rate that as a Denver mortgage lender, I knew to
How long should you wait when reentering the housing market after foreclosure or short sale? This is a very popular question and one that often gets mixed answers
Yes, you have read it correctly. A Conventional 30 year loan, 3% down and NO MI!! This is the CHFA Advantage. I’ve previously posted about
Do you know about the MCC (Mortgage Credit Certificate)? Do you need the MCC? Is the MCC necessary? No, not always, but there are some situations where
If you haven’t heard about the MCC (Mortgage Credit Certificate) and you are a looking to buy a home, you REALLY need to take the time to find
When you are receiving gift funds for help on your down payment and/or closing costs, there are certain steps you need to take and specific
The city of Golden has just recently been added to the Metro Mortgage Assistance Program. This loan program is the only down payment assistance program
The city of Golden has just been recently added to the Metro Mortgage Assistance Program (MMA)! This is great news, and so far this program
I am always emphasizing about how important having your banking lined up before you want to purchase a home and/or refinance. It is really the number one “hurdle”
If you are interested in putting an offer on a house, you can’t afford to be without a lender letter. Right now houses that are on
As most of you have seen interest rates are going up. What does this mean for you if you are looking to purchase a home?
Licensed in Colorado as Maestro LLC (DBA Mortgage Maestro Group) is an Equal Housing Lender.
Consumers wishing to file a complaint against a company or a residential Mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Home Mortgage Disclosure Act Notice. The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.
