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Mortgage Advice
Ray Williams

Bidding Wars Are Back!

Over the past couple months I have been seeing an increase of purchase contracts coming across my desk. I am getting more clients wanting to get pre-approved and

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Mortgage Advice
Ray Williams

Flooded Basement?

We all know April showers bring May flowers!  And we definitely need the moisture on the ground but we don’t need the moisture in our

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Mortgage Advice
Ray Williams

“Because I said so”

Remember when your parents would say “Because I said so” well this is the mentality you need to go into when applying for a loan.

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