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Mortgage Advice
Ray Williams

Hangover of Fed Rate Cuts

As expected the Fed cut rates again yesterday by .25% , dropping the fed funds rate to 4.50%. While the immediate impact will be on

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Mortgage Advice
Ray Williams

Proposed Changes to FHA

There has been talk about FHA reform for years – below highlights some of the changes that have been proposed to take effect in January

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Mortgage Advice
Ray Williams

Frustrated Homeowners

Over the last week or so Ray and I have spoken to many homeowners responding to an informational item we ran in the Denver Post

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Mortgage Advice
Ray Williams

FHA Reform HUD Statement

There has been talk of making changes, some say much needed changes, to the FHA loan program.  Some of the items on the agenda are

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Mortgage Advice
Ray Williams

More Details FHA Changes

Here is a more detailed release… HUD No. 07-141 HUD SECRETARY URGES SWIFT PASSAGE OF FHA REFORM IN SENATE WASHINGTON – U.S. Housing and Urban

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Mortgage Advice
Ray Williams

Foreclosure Projections

Throughout the United States an estimated 1 million to 3 million adjustable rate mortgages are expected to be reset within the next year. Roughly 500,000

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Mortgage Advice
Ray Williams

FHA Secure Qualifying

FHASecure Loans and Credit FHA does not required borrowers to have a minimum credit score, rather they have focused on one’s overall credit history. Therefore, it

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Mortgage Advice
Ray Williams

FHA Secure Refinance Lenders

FHA Refinance Tips As with any business, certain expertise is something that develops over time and, more importantly, experience. This is particularly true in the

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